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What were the circumstances that caused you to look for a Financial adviser?
I had a family member concerned about their inheritance tax liability.
How did David Lloyd help you?
David completely resolved the issue, explained the rules and ultimately ensuring no liability would exist in two years time. He was very patient and explained things so we fully understood.
What is your current situation? Have you seen the outcome you were hoping for?
We have the knowledge and security that our affairs are in order.
What could they have done better?
Nothing, we felt the service was and continues to be excellent.
What were the circumstances that caused you to look for a Financial adviser?
For financial security in retirement.
How did David Lloyd help you?
With sound solid advice conveyed in a way that was easy to follow and understand . Over a period of time he helped build and provide a retirement portfolio that works.
What is your current situation?
Have you seen the outcome you were hoping for?With David's advice and assistance following a retirement plan over a number of years was fortunate enough to retire from the legal profession 2.5 years ago at the age of 58 with a flexible portfolio.
What could they have done better?
Because we had regular meetings to discuss my needs for the years leading upto my retirement which allowed David to keep appraised of my financial situation and in turn the level of my financial expectations on retirement I am unable to suggest anything he could have done better to achieve our aim.
What were the circumstances that caused you to look for a Financial adviser?
Pension advice.
How did David Lloyd help you?
David provided clear, easy to understand advice.
What is your current situation? Have you seen the outcome you were hoping for?
David's advice has been excepted and we are already benefiting from his recommendations.
What were the circumstances that caused you to look for a Financial adviser?
My Retirement.
How did David Lloyd help you?
Help me sort out my Finances.
What is your current situation? Have you seen the outcome you were hoping for?
Retired and enjoying.
What were the circumstances that caused you to look for a Financial adviser?
I had inherited my parents home in which I sold. The capital made from this sale I wanted to invest.
How did David Lloyd help you?
I am a very cautious person, especially with money and I was weary of putting this in the hands of another person. Dave put me straight at ease and made the whole experience less daunting and a lot more comfortable.
What is your current situation? Have you seen the outcome you were hoping for?
I didn't really have a goal i just wanted to keep the capital safe and let it grow.
What were the circumstances that caused you to look for a Financial adviser?
Approaching Retirement.
How did David Lloyd help you?
Reconstructed my total finance package.
What is your current situation? Have you seen the outcome you were hoping for?
Yes.
What were the circumstances that caused you to look for a Financial adviser?
My mother left an inheritance for me in which I need advice in relation to tax.
How did David Lloyd help you?
Explained and dealt with all tax burdens.
What is your current situation? Have you seen the outcome you were hoping for?
Its looking that way, yes.
What could they have done better?
Nothing.
What were the circumstances that caused you to look for a Financial adviser?
Sale of a property and downsizing.
How did David Lloyd help you?
Gave me ll the options and we decided what was best for me.
What is your current situation? Have you seen the outcome you were hoping for?
Yes its excellent.
What could they have done better?
Nothing, I don't think. Nothing at all.
What were the circumstances that caused you to look for a Financial adviser?
Advice on savings.
How did David Lloyd help you?
Arranged investments sensibly.
What is your current situation? Have you seen the outcome you were hoping for?
Excellent.
What could they have done better?
Does very good, hope he is still improving.
What were the circumstances that caused you to look for a Financial adviser?
Already new David.
How did David Lloyd help you?
Due to the sad loss of my husband.
What is your current situation? Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Could not have been more helpful. Do not know how I would have managed without you, thank you so very much.
What were the circumstances that caused you to look for a Financial adviser?
Pension options.
How did David Lloyd help you?
Able to take advice regarding moving my pension over to investment of releasing cash to enable me to buy a house.
What is your current situation? Have you seen the outcome you were hoping for?
Definitely.
What could they have done better?
David and Paul were fabulous, everything was perfect!
What were the circumstances that caused you to look for a Financial adviser?
Receipt if a substantial bequest.
How did David Lloyd help you?
Helped us to understand diversification of assets and the need to factor in spending as well as saving to enjoy benefit of receiving bequest.
What is your current situation? Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
No issues.
What were the circumstances that caused you to look for a Financial adviser?
Investing a lump sum of money.
How did David Lloyd help you?
David is always ready to advise on the type of investments that are beneficial to ourselves.
What is your current situation? Have you seen the outcome you were hoping for?
Yes, service is excellent.
What could they have done better?
No!! The service and suggestions couldn't have been better.
What were the circumstances that caused you to look for an IFA?
Investing.
How did David Lloyd help you?
Taken the worry out of our hands.
What is your current situation? Have you seen the outcome you were hoping for?
Very.
What could they have done better?
Nothing, Perfect.
What were the circumstances that caused you to look for an IFA?
Wanting our savings to give a better return and to safeguard our savings for our children.
How did David Lloyd help you?
Presented and explained the best available options.
What is your current situation? Have you seen the outcome you were hoping for?
Yes, to date.
What could they have done better?
No, all explained well and seemed very straightforward.
What were the circumstances that caused you to look for an IFA?
Not by choice I found myself in dire straights, emotionally and worst financially. I had almost given up getting access to my (pension) funds which I desperately needed. Actually I was beyond desperate. The policy providers were of no assistance to me whatsoever. I found Lloyd & Co's website, testimonials. I just knew they could help.
How did David Lloyd help you?
I literally arrived at the office of Lloyd & Co, no prior phone call, no appointment. I rang bell. David Lloyd himself answered. I briefly explained by situation. There wasn't much I was desperate. David did not hesitate, he welcomed me in, we went to his office, he listened, and listened, and fully understood my situation. His reassurance was 100%. He new exactly how to handle process getting my funds. Lloyds would manage everything for me. They did. I signed some release forms and David, Hayley, and everyone who played a part took care of everything for me. They kept me up to date and informed every step of the way.
What is your current situation? Have you seen the outcome you were hoping for?
Most definitely. From my initial contact with David to receiving my funds - 6 weeks. Could not have asked for anything more. I am truly thankful and indebted to everyone at Lloyds.
What could they have done better?
Nothing. I felt I had met my Pension Angels.
What were the circumstances that caused you to look for an IFA?
Advice on my private pension.
How did David Lloyd help you?
By explaining all my options.
What is your current situation? Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
He couldn't of done anything more
What were the circumstances that caused you to look for an IFA?
To look for better than high street investments.
How did David Lloyd help you?
Looked at our overall financial situation.
What is your current situation? Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
We were happy with David's complete lifestyle approach
What were the circumstances that caused you to look for an IFA?
Director of a company.
How did David Lloyd help you?
Invested lump sums, pension planning, ISA's. David was very informative and provided me with advice and knowledge.
What is your current situation? Have you seen the outcome you were hoping for?
Extremely! David is friendly,trustworthy,knowledgeable and professional. He is there to help for any issue at any time.
What were the circumstances that caused you to look for an IFA?
Pensions.
How did David Lloyd help you?
Was able to release my pensions early, to then invest in property.
What is your current situation? Have you seen the outcome you were hoping for?
Still awaiting the outcome.
What could they have done better?
This has been a lengthy process but this was due to recent employers (NHS) not Lloyd and Co.
What were the circumstances that caused you to look for an IFA?
Retirement Planning.
How did David Lloyd help you?
He guided me to a balanced portfolio. He took the time to explain all options clearly. He thoroughly answered all questions I asked and he helped me to feel confident in the choices I made.
What is your current situation? Have you seen the outcome you were hoping for?
Yes. I am very happy with the outcome.
What could they have done better?
x
What were the circumstances that caused you to look for an IFA?
A pension was suddenly offered to me.
How did David Lloyd help you?
In being a complete novice regarding pensions and investments my adviser, Dave put me at ease with all the tasks he carried out and made it simple for me to understand.
What is your current situation? Have you seen the outcome you were hoping for?
Yes. I am very happy with the outcome. At the time my wife was not very well so as well as having to look after her my mind was always put at ease on how things were going with my pensions and all my questions were answered fully.
What could they have done better?
All in all David and Lloyd and Co were superb. A great success story. How can I fault, the captain sensible of financial planning.
What were the circumstances that caused you to look for an IFA?
Pension Advice regarding drawdown and Income tax implications.
How did David Lloyd help you?
Helped with all of the above plus recommended legal and mortgage advice.
What is your current situation? Have you seen the outcome you were hoping for?
Definitely.
What could they have done better?
Nothing- Would recommend 100%
What were the circumstances that caused you to look for an IFA?
Had some money to invest.
How did David Lloyd help you?
He is extremely knowledgeable, approachable, helpful and explains investments in a simple format. He is also very honest and charismatic .
What is your current situation? Have you seen the outcome you were hoping for?
Yes our money has been invested well in this difficult financial market.
What could they have done better?
Possibly more meetings to review funds and re investment
What were the circumstances that caused you to look for an IFA?
Equity was released from the family business so all Directors received a cash lump sum.
How did David Lloyd help you?
I am still able to work for several years. David ensured I had an equal spread of funds in Pensions and Investments for when I retired.
What is your current situation? Have you seen the outcome you were hoping for?
I am still working. I see David 2 or 3 times a year when he provides updates on the Investments and Pensions I have, and we discuss any changes we might consider for the future. I am more than happy with the growth of the Pension & Investment portfolio. We are now planning for my retirement.
What could they have done better?
I am more than happy with the advice provided.
What were the circumstances that caused you to look for an IFA?
Business sale provided monies to invest.
How did David Lloyd help you?
David helped Sue and I easily understand our options in a straightforward manner. We particularly liked the fact that we were not rushed into making any specific decision. We initially met with two other financial advisors prior to meeting David, and we felt that their approach was both confusing and impersonal.David quickly gained a full understanding of our circumstances and long term goals.
What is your current situation? Have you seen the outcome you were hoping for?
After only six months we have seen our investments grow, which is the outcome we had hoped for.
What could they have done better?
Presently, we cannot think of anything that could improve the process or service
What were the circumstances that caused you to look for an IFA?
I previously had a pension with an employer, but had been out of the pension loop for sometime, whilst starting up and then running a new business. I wanted some advice and guidance that catered to my current situation and life stage.
How did David Lloyd help you?
David helped myself and my wife to find a product that was suitable to our current situation and was flexible enough to adopt to our working arrangements. David was very informative, and in particular explained an area that I know very little about, in simple, clear and meaningful language.
What is your current situation? Have you seen the outcome you were hoping for?
I am in my second year of investing through David and am very happy with the outcome.
What could they have done better?
Although I would like to find something, I am struggling. As previously stated, he made sense and presented our options in clear and understandable language, free from technical jargon.
